Blog - Wiegand Financial Group

How to save your money from the nursing home

"Keep your savings and still qualify for Medicaid!” Sounds great… but how is this actually accomplished? And what is the catch?

Should you "Sell in May and Go Away"?

I hear this old investment proverb every single year around this time. Is it a reliable rule of thumb?

Do I need a financial advisor for estate planning?

An advisors wider perspective can be invaluable in helping clients work through three critical questions about their estate.

How to not run out of money in retirement

The last three years have made this perennial question more urgent than ever: how do I know my retirement savings will be enough?

the type of account you use for long-term savings can make a big difference to your lifetime tax liability

Three great ways to hack your tax savings

Even if you can't change much for this year’s taxes, the choices you make today can mean big tax savings in the long run.

the tax advantages of an HSA make it a great option for retirement saving

How to invest in an HSA - and why you should

Most of us don't think to invest in an HSA and instead treat it as emergency savings. This could be a mistake, however.

The Ten Commandments of Portfolio Protection

The financial landscape is still full of uncertainty, so here are some perennial investing principles for good and bad times alike.

Does the debt ceiling actually do anything?

You and I cannot just raise our own credit limit at will, so why does the government get to do so? What is the point of a debt limit anyway?

How to kickstart your kids' investing

When my kids (ages 10, 9, 2, and baby) are old enough to start investing, the first account I will encourage them to open is a…

Let's be honest: things are scary

In contrast to its gangbuster performance in 2021, the market in 2022 has left everyone rattled. What's going on, and what can you do about it?

bond prices have had a notable decline during 2022

Turns out bonds can get crazy, too

The bond market is a full three times bigger than the stock market, and has also seen some important developments recently.

stagflation refers to an economic condition of concurrent inflation and recession

Stagflation: when everything goes wrong all at once

A mashup of “stagnation” and “inflation,” stagflation occurs when inflation accompanies a recession – the worst of both worlds.

Is the MPI too good to be true?

Maximum Premium Indexing claims to revolutionize retirement saving with risk-free investment. How realistic is that?

The most basic - yet confusing - question for retirement planning

The choice between traditional and Roth plans largely comes down to two variables: your time horizon and your expected future tax bracket

At least a 401(k) loan is better than credit card debt

The ONE time you should borrow from your 401(k)

It can be tempting to borrow from your 401(k), but it's rarely worth the cost unless you're really in a tight spot. Here's why.

A field guide to stock options

We examine the variables that go into stock options: vesting, exercise price, taxation, and ISOs versus NSOs

the factors and metrics of financial risk

What Counts as "Risk," Anyway?

Today I want to talk a bit about one financial topic that attracts lots of bad advice – namely, risk management.

(More Reasons) Why it Sucks to be Rich

A deep dive into some of the financial and legal hassles facing America's "mass-affluent," or upper-middle class

Why it Sucks to be Rich

A deep dive into some of the financial and legal hassles facing America's wealthiest citizens

The Basics of Estate Planning

Like many big life events, death involves a lot of paperwork – but estate planning helps to preemptively streamline that process

Market-Proofing Your Retirement Portfolio (Mostly)

There's no foolproof technique for protecting your portfolio. But tricks like bucketing and rebalancing can make a big difference.

Sequence of Returns: The Secret Trap for Your Portfolio

A good sequence of returns early in retirement can make all the difference to the longevity of your portfolio – and so can a bad one.

Using Sequential Withdrawals to Maximize Retirement Income

Retirement planning doesn't necessarily stop after you're retired – your sequence of withdrawals matters just as much as your savings

Tax Projection: the "Secret Sauce" of Retirement Saving

Small taxes can add up to huge amounts over the course of decades – and long-term tax projection right now can save a fortune in the future

Why you might not want to pay off all your student loans before investing

So you’ve just graduated with a shiny new degree... and a ton of debt. Should you focus on paying off your loans before you start investing?

The Blog at Wiegand Financial

The Blog at
Wiegand Financial